Introducing Freedom Term Express

The ONLY Instant Decision Term Life Insurance with Living Benefits Product Available Today

covering critical, chronic, and terminal illness

Instant Underwriting Decisions at the Point-of-Sale

  • No Medical Exams, No Medical Records
  • Face amounts up to $250,000 ($200,000 ages 61+)
  • A-Rated Company
  • Triple-Digit Commissions
  • Commissionable Policy Fee

Faster Delivery, Faster Commissions

Decisions are often made within minutes of submission!

  • Using our proprietary Automated Underwriting process, you will be able to go from application to policy issue within 48 to 72 hours!

Favorable options to meet your client needs!

  • 15, 20, and 30 Year Terms with issuing up to age 70
  • Conversion options available on all terms

Exclusively Available to a Limited Market

The exclusive nature of this "Instant Decision" eApplication product means that it is only available to limited markets.

Revolutionize your term sales!  

A Product Designed for Today's On-Demand Consumer

How does it work?

  • Determine your client's need and prequalify them using our standard questions
  • Input basic data such as age, desired face amount, applicable riders and tobacco status into our quoting platform
  • If the quote results are satisfactory, proceed to the eApplication with your client present, right from the quoting tool

Decisions are made within MINUTES of submission!

  • Using our exclusive Automated Underwriting process, all information is analyzed with MIB, Prescription Check, MVR, and Risk Classifier database checks
  • Upon acceptance, typical turn-around-time is 48 to 72 hours!

Your clients aren't waiting. Neither should you.

Get started today with Freedom Term Express!

The only term product backed by a recognized and valued carrier

with UNDERWRITING DECISIONS MADE AT THE POINT-OF-SALE.